TERMS AND CONDITIONS & PRIVACY POLICY

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE, MOBILE APPLICATION, OR ENGAGING WITH ANY OF OUR INVESTMENT SERVICES.

By using this website, downloading our mobile application (Gvest App), or purchasing our real estate investment services/products, you agree to comply with and be bound by the following terms and conditions. If you do not agree, please do not use this site or our services.

Acceptance of Agreement

You agree to the terms outlined in this Agreement with respect to our website, mobile application, investment services, products, and related services. This Agreement constitutes the entire and only agreement between you and our company (Gvest Investment Capital LLC), and supersedes all prior agreements, representations, warranties, and understandings.

We may update this Agreement at any time without specific notice to you. The latest version will always be posted on our website at https://www.gvestglobal.com/, and it is your responsibility to review it before using our services.

Investment Services & Payment Terms

  • You accept full responsibility for payment of all fees related to our real estate investment services.

  • Payment terms will be specified in your individual service agreement or investment contract.

  • Failure to complete payment according to agreed terms may result in suspension of services and additional fees as specified in your contract.

  • Late payments may incur interest charges and applicable taxes as outlined in your service agreement.

Refund Policy

We are committed to providing valuable real estate investment services. The following refund rules apply to protect both parties:

  1. Service-Based Refunds: Refund eligibility depends on the specific service purchased and will be outlined in your individual service agreement.

  2. Investment Advisory Refunds:

    • Advisory services are generally non-refundable once consultation has begun

    • Refund requests must be made within 48 hours of initial service delivery

    • No refunds for market performance or investment outcomes

  3. Real Estate Transaction Services:

    • Refunds depend on the stage of transaction completion

    • Fees for completed services (property research, due diligence, legal documentation) are non-refundable

    • Cancellation fees may apply based on resources already committed

  4. Digital Products/Reports: Once accessed or downloaded, digital real estate reports and market analyses are non-refundable.

  5. Mobile App Services: In-app purchases and premium features are non-refundable once activated.

  6. Refund Process: All refund requests must be submitted in writing to [email protected] within the applicable timeframe. Valid requests will be reviewed within 5-7 business days.

Deferral Policy

For services that can be deferred:

Active Service Agreements:

  • Deferral requests must be made at least 72 hours before scheduled service delivery

  • A 10% administrative fee plus any applicable taxes may apply

  • Approved deferrals allow rescheduling within 90 days of original date

Investment Consultation Services:

  • Rescheduling must occur at least 24 hours before appointment

  • Multiple rescheduling may incur additional administrative fees

  • Services must be completed within 6 months of original booking

Investment Disclaimer & Risk Acknowledgment

IMPORTANT: Real estate investment involves substantial risk and is not suitable for all investors. By using our services, you acknowledge:

  • No Guaranteed Returns: Past performance does not guarantee future results

  • Market Risk: Real estate values can fluctuate and may result in losses

  • Investment Responsibility: All investment decisions are ultimately your responsibility

  • Professional Advice: Our services are educational and advisory; consult qualified professionals for specific investment decisions

  • Due Diligence: You are responsible for conducting your own research and due diligence

Mobile Application Terms

By downloading and using the Gvest App, you agree to:

  • Use the app in accordance with these terms

  • Provide accurate information for account registration

  • Maintain the security of your login credentials

  • Not attempt to hack, modify, or reverse-engineer the app

  • Comply with app store terms and conditions

Intellectual Property Rights

All content, investment research, market analyses, graphics, and designs provided by Gvest Investment Capital LLC are protected by copyright, trademark, and other intellectual property laws.

You may not:

  • Copy, share, distribute, or resell our proprietary investment research

  • Reproduce or modify our materials for commercial use

  • Share login credentials or account access with third parties

  • Use our content to create competing services

Violation of these rules will result in immediate termination of services, legal action, and forfeiture of all fees paid.

Professional Conduct & Service Standards

  • Clients must provide accurate financial and personal information as requested

  • Threatening, harassing, or inappropriate behavior toward staff will result in immediate termination of services without refund

  • We reserve the right to decline services to any individual at our discretion

Indemnification

You agree to indemnify and hold harmless Gvest Investment Capital LLC, its officers, partners, staff, and affiliates against all claims, damages, losses, liabilities, and expenses (including legal fees) arising out of your use of our services, investment decisions made based on our advice, or breach of these terms.

Disclaimer of Warranties

All investment services, market research, mobile application, and related services are provided "as-is" and "as-available."

We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

While our strategies are based on market research and experience, investment results are not guaranteed, your success depends on market conditions, your implementation of strategies, and factors beyond our control.

Limitation of Liability

Gvest Investment Capital LLC is not liable for:

  • Investment losses or poor market performance

  • Indirect, incidental, or consequential damages

  • Loss of business, revenue, or profits resulting from investment decisions

  • Technical issues with our mobile application or website

  • Third-party services or recommendations

Our maximum liability is limited to the fees you paid for our specific services.

Privacy Policy

Information We Collect:

  • Name, email, phone, address, date of birth, financial information

  • Investment preferences and risk tolerance

  • Mobile app usage data and device information

  • Payment and transaction history

  • Communication records and service interactions

How We Use Information:

  • To provide investment services and process transactions

  • To send investment updates, market research, and service communications

  • To improve our services and customer experience

  • To comply with financial regulations and legal obligations

  • To conduct market research and service development

We do not sell your personal information to third parties.

Communications Consent (TCPA/CASL):

By registering for our services, you consent to receive emails, text messages, or calls from us about investment opportunities, market updates, and related services. Standard carrier rates may apply. You can unsubscribe anytime via email at [email protected] or SMS opt-out.

Data Security:

We maintain industry-standard physical, electronic, and administrative safeguards to protect your financial and personal information, including encryption for sensitive data transmission.

Information Sharing:

We may share information with:

  • Service providers assisting with transactions

  • Legal and regulatory authorities as required

  • Partners involved in specific investment opportunities (with your consent)

Mobile App Privacy:

The Gvest App collects usage analytics, location data (with permission), and device information to improve functionality and provide location-relevant investment opportunities.

Compliance:

  • GDPR: EU residents may request access, correction, or deletion of personal data

  • CCPA (California): California residents may request disclosure or deletion of personal data

  • Financial Privacy: We comply with applicable financial privacy regulations

Regulatory Compliance

Gvest International Corporation operates in compliance with applicable real estate and investment advisory regulations. However:

  • We are not a licensed securities broker-dealer

  • Our services focus on real estate investment education and transaction facilitation

  • Clients should verify our licensing status in their jurisdiction

  • Additional disclosures may apply based on specific services

General Provisions

  • Governing Law: These terms are governed by Texas state law, USA

  • Jurisdiction: Disputes will be resolved in Texas courts

  • Severability: Invalid provisions don't affect the validity of remaining terms

  • Updates: Changes to these terms will be posted with an effective date

  • Entire Agreement: These terms constitute the complete agreement between parties

Effective Date: September 22, 2025

Contact Information: Gvest Investment Capital LLC | Email: [email protected] | Website: https://www.gvestglobal.com/

Final Acknowledgment

By using our website, mobile application, or investment services, you confirm that you have read, understood, and agreed to these Terms & Conditions and Privacy Policy. You acknowledge the risks associated with real estate investment and accept responsibility for your investment decisions.

Any breach of these terms may result in service termination, legal action, and forfeiture of fees paid.

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